Current Rates

Rates are accurate as of 07/6/2025.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)

Checking Accounts

Account Type
Minimum Opening
Balance
Minimum Balance
Required to Earn APY
Annual
Percentage Yield (APY)
Open Online
TriCentury Checking
$100
N/A
N/A
Click to Open
Premier Personal Checking*
$100
N/A
0.50%
Click to Open
Gold Money Market*
$5,000
$0.01-$5,000.00
$5,000.01-$50,000.00
$50,000.01-$100,000.00
$100,000.01-$200,000.00
$200,000.01+
1.50%
2.00%
2.50%
2.75%
3.00%
Click to Open
Business Checking
$100
N/A
N/A
In Branch Only
Premier Business Checking*
$100
N/A
0.50%
In Branch Only

*See Deposit Products for full product description

Checking accounts rates are variable subject to change without notice.

Savings Accounts

Account Type
Minimum Opening
Balance
Minimum Balance
Required to Earn APY
Annual
Percentage Yield (APY)
Open Online
TriCentury Savings
$100
None
1.50%
Click to Open
High Yield Savings IRA*
$500
$0.01-$5,000.00
$5,000.01-$50,000.00
$50,000.01-$100,000.00
$100,000.01-$200,000.00
$200,000.01+

1.50%
2.00%
2.50%
2.75%
3.00%

In Branch Only

*See IRA page for full product description

Saving accounts rates are variable subject to change without notice.

Certificates Of Deposit

CD Terms
Minimum to Open
Compounded
Minimum to Earn APY
Interest Rate
APY*
Open Online
6 Months
$1000
Quarterly
$1000
1.00%
1.00%
Click to Open
12 Months
$1000
Quarterly
$1000
3.46%
3.50%
Click to Open
18 Months
$1000
Quarterly
$1000
2.97%
3.00%
Click to Open
24 Months
$1000
Quarterly
$1000
2.97%
3.00%
Click to Open
36 Months
$1000
Quarterly
$1000
2.97%
3.00%
Click to Open
48 Months
$1000
Quarterly
$1000
2.97%
3.00%
Click to Open
60 Months
$1000
Quarterly
$1000
3.94%
4.00%
Click to Open
13 Month Special**
$25,000.00
Monthly
$25,000.00
3.93%
4.00%
Click to Open
12 Month Special***
$100,000.00
Quarterly
$100,000.00
4.18%
4.25%
Click to Open

Fees could reduce the earnings on the account.

A penalty will be imposed for early withdrawal.

* APY (Annual Percentage Yield)

**13 Month Special minimum balance of $25,000 required to obtain the APY.

***12 Month Special minimum balance of $100,000 required to obtain the APY.

All of the above CD Rates are available as IRA CD Investments. Please See the IRA page for full product description.