Current Rates

Rates are accurate as of 02/15/2022.
Rates Subject to Change Without Notice.
APY (Annual Percentage Yield)

Checking Accounts

Account Type
Minimum Opening Balance
Minimum Balance Required to Earn APY
Annual Percentage Yield (APY)
TriCentury Checking
$100
None
N/A
Premier Personal Checking*
$100
None
0.05%
Business Checking
$100
N/A
N/A
Premier Business Checking*
$100
None
0.05%
Gold Money Market*
$5,000
$0.01 to $5,000.00
$5,000.01 to $50,000.00
$50,000.01 to $100,000.00
$100,000.01 to $200,000.00
$200,000.01 and up
0.10%
0.15%
0.25%
0.40%
0.50%

*See Deposit Products for full product description

Checking accounts rates are variable subject to change without notice.

Savings Accounts

Account Type
Minimum Opening Balance
Minimum Balance Required to Earn APY
Annual Percentage Yield (APY)
TriCentury Savings
$100
None
0.15%
High Yield Savings IRA*
$500
$0.01 to $5,000.00
$5,000.01 to $50,000.00
$50,000.01 to $100,000.00
$100,000.01 to $200,000.00
$200,000.01 and up

0.10%
0.15%
0.25%
0.40%
0.50%

*See IRA page for full product description

Saving accounts rates are variable subject to change without notice.

Certificates Of Deposit

CD Terms
Minimum to Open
Compounded
Minimum to Earn APY
Interest Rate
APY*
6 Months
$1000
Quarterly
$1000
0.25%
0.25%
12 Months
$1000
Quarterly
$1000
0.50%
0.50%
18 Months
$1000
Quarterly
$1000
1.0%
1.0%
24 Months
$1000
Quarterly
$1000
1.0%
1.0%
36 Months
$1000
Quarterly
$1000
1.0%
1.0%
48 Months
$1000
Quarterly
$1000
1.5%
1.51%
60 Months
$1000
Quarterly
$1000
2.0%
2.01%
13 Month Special**
$25,000.00
Monthly
$25,000.00
0.75%
0.75%
12 Month Special***
$100,000.00
Quarterly
$100,000.00
1.0%
1.0%

Fees could reduce the earnings on the account.

A penalty will be imposed for early withdrawal.

* APY (Annual Percentage Yield)

**13 Month Special minimum balance of $25,000 required to obtain the APY.

***12 Month Special minimum balance of $100,000 required to obtain the APY.